Comparison: SIP vs. Lumpsum
| Metric | SIP | Lumpsum |
|---|---|---|
| Total Investment | ₹0.00 | ₹0.00 |
| Profit | ₹0.00 | ₹0.00 |
| Tax | ₹0.00 | ₹0.00 |
What is SIP calculator?
A sip calculator is a simple tool that helps you estimate how much wealth you can build by investing a fixed amount every month in a systematic investment plan(SIP) Of a mutual fund. It shows you that potential returns based on the investment amount duration and expected rate of returns. In short it helps you to plan your investments and see how your money can go over the time with regular contributions.
What is Lumpsum SIP calculator?
A Lumpsum Calculator helps you estimate the future value of a one time investment in mutual funds or other assets. You enter the amount you want to invest the expected annual return rate and investment duration The calculator then shows how much your money can grow Over a time. in simple words, it helps you to see the potential returns of a single big investment instead of investing small amount regularly like in sip.
Features Of This Tool
Step Up SIP Calculator
- Calculate returns for monthly investments.
- use the sip step up calculator to see how increasing your sip amount yearly boost your returns.
- check inflation adjusted sip calculator To know the real value of your money after inflation.
Lumpsum SIP Calculator
- Calculate returns on one time investment.
- see how taxes and implication affect your final amount.
SIP vs Lumpsum comparison
- Confused between SIP and lumpsum? use our tool to comparitons tax and profit for both. it gives better undestanding to choose which option according to to investment appetite.
Key features
- Sip step up calculator: If you start with 5000 per month and increase it by 10% yearly your returns grow much faster.
- Implication adjusted result: 10 lakhs today might feel like 6 lakhs in 10 years due to inflation Our tool shows the real value of your money.
- Tax calculations: See how much tax you will pay on your profit.(0%, 10%, 20% or 30%).
When to choose SIP or Lumpsum?
- sip is better if You earn monthly and want to invest small amounts regularly. also you want to reduce risk by spreading investment over a time.
- Lumpsum is better if you have a big amount to invest at once and you expect to the market to rise steadily.
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